xMoney provides global payment solutions for businesses, offering card and cryptoasset payment services through licensed entities. Card payment services are managed by Capital Financial Services S.A., an electronic money institution licensed by the National Bank of Romania (authorization IEME-RO-0001, issued April 25, 2013), based in Bucharest, Romania. It enables online businesses to accept payments via credit/debit cards and alternative methods, providing card acquiring, payment gateway, fraud prevention, customer support, and funds settlement. The platform ensures PCI-DSS compliance, AML/CFT adherence, and transaction monitoring for secure, scalable payment processing.Cryptoasset services are delivered by Cifralfabeto Unipessoal Lda, a VASP registered with the Bank of Portugal, authorized for crypto-to-fiat and crypto-to-crypto exchanges, transfers, and safekeeping. Modernityparty OU, licensed by the Estonian FIU (FVT000333), supports crypto-to-fiat exchanges, wallet, and transfer services. These services are powered by Symbolic Protocol S.A., ensuring secure, compliant, and reliable infrastructure with seamless system integrations.xMoney serves over 20,000 businesses with solutions designed for efficiency, security, and regulatory compliance across various industries and geographies.