The Mountain Protocol platform allows users to gather digital asset wallet addresses and wire details to fund their accounts. All funds in the platform are auto-converted to USDM once settled. The USDM balance can be withdrawn via direct transfer to an allowed EOA in USDM or USDC or to a bank in USD.Users can choose to custody their USDM directly within the Mountain Protocol platform, where USDM balances will accrue rewards in the same way as if they were held in external addresses.