Kalmy App is a decentralized one-stop platform on BNB Smart Chain, with tentacles extending into Fantom and Avalanche - focusing on low transaction costs, high transaction speeds as well as a simplistic and straightforward user experience via a highly intuitive user interface.By focusing on the best-working features and innovating the most successful financial instruments on Ethereum, the Kalmy App team is planning on transitioning these services in order to address the demands of the same nature on the BNB Smart Chain.These services include (but are not limited to) lending, derivatives, payments, or liquidity providing - while allowing new users to experience high transaction speeds with the benefit of paying lower transaction fees.