Flowty is a peer-to-peer (P2P) collateralized NFT lending marketplace that enables borrowers to access liquidity using Flow-based NFTs as collateral and lenders to generate interest income by funding loans secured by NFTs.This platform allows users to create a listing, where they have to select an NFT, that ables them to enter a Loan Amount, Loan Rate, and Duration, and submit a new listing to the marketplace.Second, the lender has to identify a listing that he or she believes offers adequate compensation for the loan’s risk profile and funds the loan.Lastly, If the Borrower repays the loan before expiration, collateral is automatically transferred to Borrower. If the Borrower does not repay the loan before expiration, collateral is automatically transferred to Lender.