The STK token will provide instant cryptocurrency payments at point of sale, enabling seamless integration of cryptocurrency into everyday transactions and financial services. STK tokens will work within the STACK app, a new personal finance platform, built on the idea that using your money should be free. Universally accessible, STACK is an alternative to traditional banking that allows you to store your money safely, access it instantly and transact with it anywhere, in any currency including cryptocurrency, right from your smartphone.Leveraging existing global payment technology, STACK works seamlessly at any point of sale that accepts major credit cards. STK tokens provide an instant exchange from cryptocurrency to local fiat in real-time using state channels, allowing ubiquitous merchant acceptance at more than 37 million merchants worldwide.