Everest's global "banking platform" integrates secure biometrics and encryption to streamline identity verification, account creation, and transaction tracking. Utilizing smartphone biometrics, users or financial institutions can swiftly create accounts, reducing costs compared to traditional methods. The patent-pending technology links biometrics to ERC20 wallets, ensuring user agency and security. With storage on a blockchain, users can easily share data and assets. Everest, as a regulated custodian issuing its stablecoin, aims to democratize DeFi with its scalable ledger. By offering a comprehensive suite of financial services, including identity verification, virtual accounts, cross-border payments, and regulatory compliance, Everest meets both regulatory requirements and the demands of DeFi consumers. With regulatory approval in Europe, Everest can offer global services such as programmable money processing and payment instructions issuance. This regulatory backing enables partnerships with legacy financial institutions and local providers, expanding Everest's reach and service offerings to include DeFi access, cross-border transactions, remote onboarding, credit scoring, and more.